

Drive Now, Pay Later Financing Options
Get Your Vehicle Repaired Now and Pay Over Time
Collision damage is more than cosmetic. Even minor dents, scrapes, and impact damage can affect your vehicle’s safety systems, structural integrity, driving performance, and resale value. Whether you’ve been involved in a minor fender bender or a major accident, getting your vehicle repaired promptly can help protect its value and keep you safely on the road.
If you’re wondering how to pay for collision repairs, auto body work, or an insurance deductible, we can help. Fix Auto USA offers flexible financing options through Sunbit and Zip, making it easier to manage unexpected repair expenses without putting off the repairs your vehicle needs.
With Sunbit and Zip financing, qualified customers can:
- Pay for collision repairs over time
- Finance insurance deductibles and out-of-pocket repair costs
- Take advantage of quick, convenient application processes
- Choose payment options that fit their budget
- Get their repairs started today instead of waiting
Don’t let unexpected repair costs keep you from restoring your vehicle’s safety, appearance, and performance. Ask our team about Sunbit and Zip financing options and learn how you may be able to get the collision repairs you need today while paying over time with manageable installments.

Sunbit Financing
Get Back on the Road Today. Pay Over Time.
Unexpected vehicle repairs can happen when you least expect them. That is why we offer Sunbit financing - a simple, flexible way to pay for the repairs your vehicle needs now while spreading payments over time. With a quick application process and flexible payment options, Sunbit can help make essential auto reapirs more manageable for qualified customers.
Why Choose Sunbit?
- Quick and easy application – Apply in minutes right from your smartphone.
- High approval rates – The majority of applicants are approved.
- No hard credit check to apply – Exploring your options won’t impact your credit score.
- Flexible payment options – Select a payment plan that works for your budget.
No late fees or hidden fees – Know what to expect with transparent terms.
How It Works
- Receive your repair estimate.
- Apply for Sunbit pre-approval when scheduling your appointment, once you receive your estimate, or in-store.
- Review the payment options available to you.
- Select the plan that works best for you.
- Complete your repairs and get back on the road with confidence
Frequently Asked Questions About Sunbit Financing
Find a Participating Location
Unexpected vehicle repairs can be stressful. Our network of collision repair facilities offers professional auto body repair services, with flexible payment options available at participating locations. From accident repairs and dent repair to paint and frame work, your local repair facility can help you understand your options and get your vehicle back on the road.
Get Pre-Approved with Sunbit
Don’t let unexpected repair costs delay the repairs your vehicle needs. Apply for Sunbit pre-approval online and explore flexible payment options that let you repair your vehicle now and pay over time.
Get the repairs you need today. Pay over time with Sunbit.
How does Zip work?
Five Easy Steps!
- 01
Get Repairs Completed
Get your collision repairs in our locations.
- 03
Create your Profile
Create your profile in minutes within the Zip app.
- 04
Set Up Payment
Review and select your payment terms. Use the in-store function of Zip to tap to pay your invoice.
- 05
Pay Later
Pay later! Zip splits your balance into easy payments so you can get your repair completed and back on the road while paying over time.
Zip Frequently Ask Questions
Conditions
Zip: *Loans through the Zip checkout are originated by WebBank, except for Zip-originated loans in CO, NV, MA, and MD. Loans to California residents, other than loans through the Zip App, Zip checkout, and Zip Card, are made or arranged pursuant to California Lenders Law license. ¹For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank, except for Zip-originated loans in CO, NV, MA, and MD. All loans are subject to credit approval.
