Financing | Auto Body Shop | Collision Repair Experts

How does Zip work?

Five Easy Steps!

01
Get Repairs Completed

Get your collision repairs in our locations.
02
Scan

Scan the Zip QR code with your phone or sign up here before your visit.
03
Create your Profile

Create your profile in minutes within the Zip app.
04
Set Up Payment

Review and select your payment terms. Use the in-store function of Zip to tap to pay your invoice.
05
Pay Later

Pay later! Zip splits your balance into easy payments so you can get your repair completed and back on the road while paying over time.

Zip Frequently Ask Questions

Zip is a flexible payment option that makes it easier to manage your budget while still getting the service you need. With Zip, you can split your purchase into four interest-free payments, providing an alternative to paying the full amount upfront.

Download the Zip app to your mobile device. Make sure you review account requirements here. For existing Zip customers, there’s no need to sign up again.

Welcome back! Existing Zip customers can use the cell phone number associated with your Zip account to log into the app and use Zip in-store.

Customers may be charged finance charges, late fees, and convenience fees if applicable. For more information on finance charges, please check out Zip's Help Center .

In order to have an account with ZIP, you must:

Live in the U.S. and have a valid U.S. mailing address
Be at least 18 years old
Have a valid and verifiable mobile number
Use a credit or debit card to make a purchase

Zip requires your legal name, address, date of birth, a U.S. mobile number, and either a U.S. debit or credit card to sign up. Zip requires a mobile phone number and text message verification to log-in, instead of a traditional username and password.

You can use Zip for purchases of $35 or more. To check your estimated Zip spending power, visit the Zip app. For more information about your spending power, please check out Zip’s Help Center.

Yes! Each customer has an estimated spending power they can use to make purchases. Your spending power is not an open line of credit. Each transaction is separately reviewed for approval. Existing orders are subtracted from your spending power to show the available spending power you have to make purchases with Zip.

CONDITIONS

Zip: *Loans through the Zip checkout are originated by WebBank, except for Zip-originated loans in CO, NV, MA, and MD. Loans to California residents, other than loans through the Zip App, Zip checkout, and Zip Card, are made or arranged pursuant to California Lenders Law license. ¹For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank, except for Zip-originated loans in CO, NV, MA, and MD. All loans are subject to credit approval.

Collision Repair Financing Options

Five Easy Steps!

Get Repairs Completed

Scan

Create your Profile

Set Up Payment

Pay Later

Collision Repair
Financing Options